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5 holiday home insurance tips to stop package theft The increasing reliance on e-commerce, particularly during the peak holiday season, has led to a parallel rise in package theft, a persistent property crime impacting millions of homeowners and renters annually. The moment a delivery is marked "completed," that parcel sitting on your doorstep becomes a vulnerable asset. The scope of this issue is significant: Current data indicates that up to a quarter of Americans have been...

How to reduce holiday financial stress The holiday season is often marketed as the happiest time of the year. Yet for many people, the holidays come with a significant amount of financial stress. From buying gifts and hosting celebrations to managing other seasonal expenses, like car registration and property taxes, the pressure to spend can feel overwhelming. For those already dealing with challenges like job loss, debt, or unexpected expenses, this time of year can magnify...

How AI rocketships redefine finance with automation How do finance teams at AI-led companies leverage automation today to operate at unprecedented speed? During an OnRamp San Francisco panel, leaders from AI companies, Cursor and Notion, and industry leaders, Airbnb and Poshmark, joined Ramp’s Megan Lin Gibbons to share the strategies they’re deploying to optimize productivity and hiring. AI is your newest analyst — manage it like one With AI technology advancing at break...

How Google organized opposition to a California privacy proposal In April, Rhode Island resident Navah Hopkins received a plea for her help to defeat legislation thousands of miles away in California. The ask came from Google, maker of the world’s most used web browser, Chrome. The tech giant sent a message to an email list that Hopkins and other small business owners were subscribed to. Google’s request: To sign a petition opposing Assembly Bill 566, which would require bro...

Why ‘clearance rates’ don’t tell the whole story about solving crimes Police departments’ “clearance rates” — the percentage of cases they declare closed — are one of the most widely cited benchmarks for how effectively they combat crime. Lawmakers reference clearance rates in hearings, mayors cite them during police budget debates, and community members often use them to judge how well their local department is functioning. But the figures can be confusing — and in some c...

How Stranger Things fans can keep their power on when reality gets weird For five seasons, Stranger Things has captivated audiences with its tale of a small Indiana town besieged by otherworldly threats. An entire parallel dimension, the Upside Down, exists beneath Hawkins, connected by sprawling tunnel systems that spread like veins under the town. As fans await Season 5’s conclusion, there’s a very real story behind those flickering lights and mysterious energy eme...

How to DIY a holiday card photoshoot Hiring a professional photographer is a great idea for holiday cards, but sometimes it can be costly and time-consuming to coordinate. For an easier and faster approach, consider doing a holiday photoshoot yourself — it can be a more personal and memorable experience. Grand Canyon Gas Logs shares tips on how to plan a DIY holiday photoshoot for holiday cards. Coordinate outfits Choose a style that appropriately represents your family. F...

1 ways to accelerate cash flow in December without disrupting customer relationships December is one of the most financially strained months for businesses when it comes to cash flow. Year-end project surges, holiday closures, and fiscal budgeting cycles can create long wait times between delivering work and receiving payment. Many companies might feel stuck between needing cash flow immediately and not wanting their customers to feel alienated by aggressive tactics....

The 20 cheapest places in the Northern Hemisphere to ski this winter As snowflakes start to settle on mountain peaks, ski enthusiasts eagerly anticipate another season of powdery trails, cozy lodges, and the thrill of the descent. Yet, in recent years, the allure of skiing has been shadowed by an undeniable reality: The rising cost of hitting the slopes in the United States and Canada. Looking at the top three ski resorts in the U.S. and Canada, you can expect to spend an...

A mental health guide to holiday shopping As soon as the leftover turkey is put away, the holiday retail machine roars to life. From Black Friday through Cyber Monday, inboxes flood, and our dopamine circuits light up like the sales banners that promise “once-a-year deals.” This shopping weekend has become the unofficial kickoff to a season of stress: one that profits off emotional and psychological urgency. To help provide some expert guidance on how to navigate the sta...

5(k) savings by age: Complete 2025 contribution guide and targets The ideal 401(k) balance by age 30 is 1x your annual salary, 3x by age 40, 6x by age 50, 8x by age 60, and 10x by age 67. In 2025, you can contribute up to $23,500 annually to your 401(k), plus an additional $7,500 catch-up contribution if you're 50 or older. To maximize your 401(k), contribute at least enough to get your full employer match, increase contributions by 1%-2% annually, and aim to save 10%-15% of...

How economic uncertainty is shaping Black Friday and Christmas spending frenzy Market participants, analysts, and economists have all been looking for signs of a recession since 2022. An economic hard landing following the post-COVID boom seemed almost inevitable, given the numerous warnings that had appeared throughout. But as the end-of-year holiday shopping season approaches, a real test could be coming for the North American economies, which OANDA examines here. The...

What the top 1% pays in taxes across the US The top 1% of earners across the U.S. earn an average of 19.5% of all income — sometimes garnering criticism from pundits and politicians — but pay 37% of total income taxes. This cohort thus contributes the largest chunk of funding for infrastructure, healthcare, welfare programs, and more, despite advantages that may enable them to minimize their taxes through professionally guided strategies or more tax-friendly locations. Pol...

AI seeps into products and their marketing: Is it harming consumer trust? Browsing your favorite e-commerce site, you can buy a variety of AI gadgets, like an AI-powered board game for family night. If you’re curious what that entails, you can read the product description, which AI checkers suggest is entirely generated by AI. And while your mouse hovers over the AI-generated summary or you scroll through potentially AI-generated reviews, you may be wondering: Can you trust t...

International shipping for small businesses: How to navigate tariff changes and shipping disruptions Despite recent advancements in logistics and shipping technologies, international shipping for small businesses remains complex. The rise of the convenience economy and online shopping has heralded the shift from a “carrier handles everything” mentality to “merchants must be proactively thinking.” Whether you’re worried about the end of the de minimis exemption in the U.S., cou...

ChatGPT vs. Grok: Stock-picking contest Last week, Finder.com built two portfolios using Webull’s and eToro’s paper trading platforms to see which portfolio would make the most money over the next year. The twist? ChatGPT and Grok picked the stocks. In light of the public feud between Sam Altman and Elon Musk, the CEOs behind the companies of these two AIs, it seemed only fitting to pit the two head-to-head in a stock-picking contest. Here’s what’s gone down so far. The con...

How to be a digital detective, with just Wi-Fi and a little curiosity You don’t need a trench coat, a fedora, or a magnifying glass to solve a mystery these days — just a good internet connection and a little curiosity. In the digital age, we’re all amateur sleuths at heart. Whether you’re trying to figure out if that new neighbor is really who they say they are, reconnect with an old classmate, or double-check that the person you matched with online is legit, the interne...

5 reasons to contact a roofer Your roof stands as the first line of defense against nature’s elements, yet many homeowners overlook its maintenance until significant problems arise. Professional roofing contractors possess the expertise and equipment necessary to identify issues that untrained eyes might miss entirely. The decision to contact a roofing company often comes at critical moments when damage threatens your home’s structural integrity. Understanding when professiona...

Can a landlord refuse your rent payment? Owning rental property comes with a long list of responsibilities and plenty of questions. One that often catches landlords and tenants off guard is “Can a landlord refuse a rent payment?” At first, it might sound counterintuitive. Rent is the foundation of every landlord’s income, but there are times when refusing a rent payment isn’t only legal — it’s the right thing to do. For tenants, a landlord turning down rent can feel confus...

What it takes to keep Black-led farms alive Near the eastern edge of Fayette County, Kentucky, sits the Coleman Crest Farm in the rural Black hamlet of Uttingertown. That’s where Jim Coleman works the land his great-grandfather tilled as an enslaved person — until he secured his freedom by fighting in the Civil War and returning to purchase the farm more than 130 years ago. Now, Coleman is continuing his family’s farming legacy, but not because it’s easy work. “Yester...

Are speed cameras legal in your state? Getting a speeding ticket is never a good time. Receiving one in the mail, issued not by a police officer but by an emotionless electronic eye, can feel like a violation of your rights. These automated systems, often called speed cameras or photo radar, are a hot button issue. They spark heated debates about public safety, due process, and whether they are just a revenue grab for cash-strapped municipalities. So the big question is, are s...

How Gen Z and Gen X differences in social media behavior contribute to parent-child generational divide The digital age has created an unprecedented communication divide between parents and their children. Recent research from LifeStance Health in partnership with Researchscape International, conducted in 2025, reveals striking differences that help explain why so many families are struggling to connect across generational lines. Gen Z vs Gen X: Understanding the generational...

A step-by-step guide to creating an AI strategy for maintenance There’s a lot of pressure for organizations to deliver an AI strategy. Yet, just 1% of executives describe their AI rollouts as “mature,” and only 25% have a well-defined AI adoption roadmap, according to a 2025 study by McKinsey. In this scramble to map uncharted territory, maintenance teams have a chance to stand out by delivering a strategy that connects AI use to business outcomes. MaintainX provides a frame...

How tax-loss harvesting and direct indexing turned market volatility into tax savings in 2025 Markets are unpredictable—but your tax strategy doesn’t have to be. Range highlights two increasingly popular wealth management strategies, tax-loss harvesting and direct indexing, which have proven particularly effective in capturing tax benefits during volatile market conditions. Why 2025 Was Exceptional for Tax-Loss Harvesting The year’s heightened market volatility—with several...

5-year mortgages won’t address the issues facing first-time buyers President Donald Trump suggested the idea of 50-year mortgages to make home buying more affordable for Americans. It’s not the first time this idea has been tossed around, and it’s even been tried before. The idea behind a long mortgage is to save borrowers some cash by reducing their monthly payment. And it would do that, but the way mortgages work, it doesn’t actually save you money. Finder.com explain...