Community, Diversity, Sustainability and other Overused Words
Community, Diversity, Sustainability and other Overused Words
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5(k) savings by age: Complete 2025 contribution guide and targets The ideal 401(k) balance by age 30 is 1x your annual salary, 3x by age 40, 6x by age 50, 8x by age 60, and 10x by age 67. In 2025, you can contribute up to $23,500 annually to your 401(k), plus an additional $7,500 catch-up contribution if you're 50 or older. To maximize your 401(k), contribute at least enough to get your full employer match, increase contributions by 1%-2% annually, and aim to save 10%-15% of...
How economic uncertainty is shaping Black Friday and Christmas spending frenzy Market participants, analysts, and economists have all been looking for signs of a recession since 2022. An economic hard landing following the post-COVID boom seemed almost inevitable, given the numerous warnings that had appeared throughout. But as the end-of-year holiday shopping season approaches, a real test could be coming for the North American economies, which OANDA examines here. The...
What the top 1% pays in taxes across the US The top 1% of earners across the U.S. earn an average of 19.5% of all income — sometimes garnering criticism from pundits and politicians — but pay 37% of total income taxes. This cohort thus contributes the largest chunk of funding for infrastructure, healthcare, welfare programs, and more, despite advantages that may enable them to minimize their taxes through professionally guided strategies or more tax-friendly locations. Pol...
AI seeps into products and their marketing: Is it harming consumer trust? Browsing your favorite e-commerce site, you can buy a variety of AI gadgets, like an AI-powered board game for family night. If you’re curious what that entails, you can read the product description, which AI checkers suggest is entirely generated by AI. And while your mouse hovers over the AI-generated summary or you scroll through potentially AI-generated reviews, you may be wondering: Can you trust t...
International shipping for small businesses: How to navigate tariff changes and shipping disruptions Despite recent advancements in logistics and shipping technologies, international shipping for small businesses remains complex. The rise of the convenience economy and online shopping has heralded the shift from a “carrier handles everything” mentality to “merchants must be proactively thinking.” Whether you’re worried about the end of the de minimis exemption in the U.S., cou...
ChatGPT vs. Grok: Stock-picking contest Last week, Finder.com built two portfolios using Webull’s and eToro’s paper trading platforms to see which portfolio would make the most money over the next year. The twist? ChatGPT and Grok picked the stocks. In light of the public feud between Sam Altman and Elon Musk, the CEOs behind the companies of these two AIs, it seemed only fitting to pit the two head-to-head in a stock-picking contest. Here’s what’s gone down so far. The con...
5 reasons to contact a roofer Your roof stands as the first line of defense against nature’s elements, yet many homeowners overlook its maintenance until significant problems arise. Professional roofing contractors possess the expertise and equipment necessary to identify issues that untrained eyes might miss entirely. The decision to contact a roofing company often comes at critical moments when damage threatens your home’s structural integrity. Understanding when professiona...
11% of men misunderstand low testosterone—3 myths debunked Despite cultural conversations evolving surrounding masculinity, misconceptions remain about men’s sexual health issues. Topics like erectile dysfunction (ED), premature ejaculation (PE), or low testosterone are often stigmatized. This can lead to the circulation of misinformation on important health issues that will impact many men in their lifetime. According to a survey by Hims, 63% of men report having exp...
Millennial earnings premium: Top cities for high earners in 2025 Millennials, now squarely in their prime working years, earn an average premium of 8.8% across large U.S. cities, outpacing the local median earnings of all households. However, supply and demand for labor — generally dictated by the alignment between local industry dynamics and resident qualifications — can have a large impact on the earnings, with some cities seeing the average Millennial earn 40% more tha...
3 common questions about AI The term “artificial intelligence” was coined at the famous Dartmouth Conference in 1956, put on by luminaries like John McCarthy, Marvin Minsky, and Claude Shannon, among others. These organizers wanted to create machines that “use language, form abstractions and concepts, solve kinds of problems now reserved for humans, and improve themselves.” They went on to claim that “… a significant advance can be made in one or more of these problems if...
Can a landlord refuse your rent payment? Owning rental property comes with a long list of responsibilities and plenty of questions. One that often catches landlords and tenants off guard is “Can a landlord refuse a rent payment?” At first, it might sound counterintuitive. Rent is the foundation of every landlord’s income, but there are times when refusing a rent payment isn’t only legal — it’s the right thing to do. For tenants, a landlord turning down rent can feel confus...
What it takes to keep Black-led farms alive Near the eastern edge of Fayette County, Kentucky, sits the Coleman Crest Farm in the rural Black hamlet of Uttingertown. That’s where Jim Coleman works the land his great-grandfather tilled as an enslaved person — until he secured his freedom by fighting in the Civil War and returning to purchase the farm more than 130 years ago. Now, Coleman is continuing his family’s farming legacy, but not because it’s easy work. “Yester...
Are speed cameras legal in your state? Getting a speeding ticket is never a good time. Receiving one in the mail, issued not by a police officer but by an emotionless electronic eye, can feel like a violation of your rights. These automated systems, often called speed cameras or photo radar, are a hot button issue. They spark heated debates about public safety, due process, and whether they are just a revenue grab for cash-strapped municipalities. So the big question is, are s...
How Gen Z and Gen X differences in social media behavior contribute to parent-child generational divide The digital age has created an unprecedented communication divide between parents and their children. Recent research from LifeStance Health in partnership with Researchscape International, conducted in 2025, reveals striking differences that help explain why so many families are struggling to connect across generational lines. Gen Z vs Gen X: Understanding the generational...
A step-by-step guide to creating an AI strategy for maintenance There’s a lot of pressure for organizations to deliver an AI strategy. Yet, just 1% of executives describe their AI rollouts as “mature,” and only 25% have a well-defined AI adoption roadmap, according to a 2025 study by McKinsey. In this scramble to map uncharted territory, maintenance teams have a chance to stand out by delivering a strategy that connects AI use to business outcomes. MaintainX provides a frame...
How tax-loss harvesting and direct indexing turned market volatility into tax savings in 2025 Markets are unpredictable—but your tax strategy doesn’t have to be. Range highlights two increasingly popular wealth management strategies, tax-loss harvesting and direct indexing, which have proven particularly effective in capturing tax benefits during volatile market conditions. Why 2025 Was Exceptional for Tax-Loss Harvesting The year’s heightened market volatility—with several...
5-year mortgages won’t address the issues facing first-time buyers President Donald Trump suggested the idea of 50-year mortgages to make home buying more affordable for Americans. It’s not the first time this idea has been tossed around, and it’s even been tried before. The idea behind a long mortgage is to save borrowers some cash by reducing their monthly payment. And it would do that, but the way mortgages work, it doesn’t actually save you money. Finder.com explain...
Did you know? 5 motorcycle mods that can void your insurance coverage As a dedicated motorcycle enthusiast, the pursuit of performance, aesthetic perfection, and personalized engineering is a significant part of the riding experience. Customizing a motorcycle transcends simple ownership; it reflects an investment in passion and skill. However, this dedication to modification introduces a complex variable into your financial protection: motorcycle insurance coverage. Insurance...
What is procure to pay, and how does it work? Every purchase your company makes follows a journey. It starts when someone needs something and ends when you pay the invoice. This journey, called procure-to-pay or P2P, touches nearly every department in your organization. Get it right, and you save money while keeping suppliers happy. Get it wrong, and you face late payments, compliance issues, and frustrated teams. Most companies struggle with P2P because they treat it as a...
How dads’ stress and mental health can influence their children’s development The transition to parenthood can be an anxious time for expectant moms and dads. A recent study shows that stress on fathers before and after the birth of a baby could affect their children’s development. The study, published in the Journal of the American Medical Association (JAMA) Pediatrics in June, involved a meta-analysis of 84 studies and found that paternal mental distress around the time...
A researcher’s view on using AI to become a better writer Writing can be hard, equal parts heavy lifting and drudgery. No wonder so many students are turning to the time-saving allure of ChatGPT, which can crank out entire papers in seconds. It rescues them from procrastination jams and dreaded all-nighters, magically freeing up more time for other pursuits, like, say … doomscrolling. Of course, no one learns to be a better writer when someone else (or some AI bot) is doi...
1 most common full names in America and their effect on online persona Names give us a place in society, shape our image of ourselves, and help us recognize others. We may think our names are unique, and for the most part, they are. Certain names, however, are extremely popular throughout the United States, with tens of thousands of people sharing the same moniker. In the digital landscape, this can create interesting challenges for people. Those with some of the most...
Is AI powering the next wave of financial scams? Amidst a flood of artificial intelligence (AI) apps designed to launch humanity to new heights—or cash in before the market bubble bursts—many are debating whether AI is a friend or foe. In the right hands, AI can produce awe-inspiring results. But in the wrong hands, it can be a powerful tool for stealing our money and data. Finder.com shares how financial scammers are using AI and how you can protect yourself from their sch...
Are STIs truly declining, or is our data just not very good? What the 2024 CDC STI report really shows Amid the disturbing news about public health in the United States, there may be some good news about sexually transmitted infections. On Sept. 24, the Centers for Disease Control and Prevention quietly reported that the combined total of the three nationally reportable STIs — chlamydia, gonorrhea, and syphilis — declined in 2024. Is the United States finally making pro...
Understanding the 2025 auto insurance landscape: What drivers need to know For the modern driver, auto insurance can seem frustratingly complex. It can feel like premiums are always on the rise and the insurance market seems perpetually unpredictable, making planning estimated costs challenging. The steep increases in rates experienced in recent years seem to finally be stabilizing. A new factor on the horizon, though, threatens to have its own unpredictable impact on...
