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Homeless San Diegans are bicycling toward independence On a sunlit Thursday morning in downtown San Diego, the sidewalk in front of Father Joe’s Villages buzzes with an excited energy. Nearly two-dozen people, dressed in everything from street clothes to aerodynamic Lycra, gather around a lineup of bicycles and tricycles. Among them are experienced riders from local clubs like Major Taylor and first-timers tentatively gripping handlebars. Towering above most, clad in a neon y...

A red meat allergy from tick bites is spreading, and the lone star tick isn’t the only alpha-gal carrier to worry about Hours after savoring that perfectly grilled steak on a beautiful summer evening, your body turns traitor, declaring war on the very meal you just enjoyed. You begin to feel excruciating itchiness, pain or even swelling that can escalate to the point of requiring emergency care. The culprit isn’t food poisoning — it’s the fallout from a tick bite you may hav...

Container shipping rates surge $800-$900 amid carrier rate increases Global trade dynamics were marked by heightened protectionism, legal pushback, and strategic realignments this past week. The U.S.-India trade confrontation intensified sharply as the U.S. imposed a 50% tariff on key Indian exports, prompting economic turbulence in India and escalating diplomatic tensions. Concurrently, U.S. courts challenged the legality of President Trump’s sweeping tariffs, ruling they e...

Intel faces the unusual challenge of trying to influence one of its owners: the federal government As the U.S. government obtains a 10% stake in Intel, the American computer chip manufacturer finds itself in the awkward position of attempting to influence Trump administration officials who now hold some sway over the company through its stock holdings. But as Intel executives navigate the new business arrangement, they have several political and policy tools at their...

Losing faith: Rural, religious campuses are among the most endangered The Catholic prayer for the faithful echoed off the limestone walls and marble floor of the high-ceilinged chapel in Davenport, Iowa. It implored God to comfort the poor and the hungry. The sick and the suffering. The anxious and the afraid. Then it took an unexpected turn. “Lord, hear our prayer for St. Ambrose and Mount Mercy University,” the young voice said, “that the grace of the Holy Spirit may help...

This state's kindergarten vaccination rates decline as more parents claim exemptions New childhood vaccination data from the U.S. Centers for Disease Control and Prevention show that Georgia vaccination rates are decreasing, with 86.8% of the state’s children fully up-to-date on their required vaccines when they entered kindergarten last year. The state’s exemption rate is also on the rise, at 4.8%, with most granted for religious rather than medical reasons. But that’s not t...

How global e-commerce brands can recover US import tariffs: Duty drawback explained Rising tariffs and trade enforcement are reshaping the economics of international e-commerce. For brands importing into the U.S. and shipping globally, duty costs have climbed significantly—especially with reciprocal tariffs and de minimis exemptions phasing out, which once allowed duty-free treatment on low-value imports. And the pressure is showing up in brand strategies. A July 2025 study c...

The 7 biggest mistakes all landlords make From the outside, becoming a landlord might seem simple enough. You buy or renovate a property, find a tenant, and collect rent every month. But don’t be fooled by dreams of easy, passive income — getting started can be surprisingly tricky. Even if you think you know what you’re doing, pitfalls abound. And while some are relatively harmless, just as many of those common landlord mistakes will cost you money and time in the long run. Tu...

Understanding business lines of credit: Everything you need to know If you’re a small business owner, you already know how critical it is to maintain smooth cash flow. Whether it’s handling unexpected expenses, funding a new project, or preparing for seasonal fluctuations, access to flexible funding can make all the difference. That’s where a business line of credit comes in. Redline Capital breaks down exactly how business lines of credit work, their benefits, and how they...

Can AI chatbots really replace human therapists? Artificial intelligence chatbots (a.k.a. “AI Therapists”) have surged in popularity as tools for mental health support, primarily because they offer cheap or even free access to therapy. In 2024, the global market for chatbots in mental health and therapy reached USD 1.37 billion, according to Acumen Research. Data from a recent YouGov Surveys: Self-Serve poll of 1,500 U.S. adults reveals that approximately a third of Ame...

Aerial view of Tampa suburbs. Gianfranco Vivi // Shutterstock Best places to live in America What makes somewhere an ideal hometown? The answer has changed throughout the decades. In recent years, southern states have welcomed an influx of new residents, but moving preferences may be trending toward the Midwest. According to Redfin's April 2025 analysis of Census Bureau data, states in America's heartland—including Texas, Ohio, and Michigan—saw a 2.65% population increase betw...

Why do foreign investors buy American farmland? Foreign investors own almost 46 million acres of farm land in the United States, according to data from the 1978 Agricultural Foreign Investment Disclosure Act (AFIDA), a federal law meant to track international interest in American land. Foreign-owned farmland had a total estimated value of $82.6 billion in 2023, the last year of available data, the The Daily Yonder reports. Data map showing the number of agricultural acres owne...

Cold email templates that actually get replies Most sales reps think cold email is broken. "Nobody reads cold emails anymore," they say. "Email is dead." They're wrong. What's broken isn't the channel — it's the approach. Apollo.io analyzed thousands of cold emails sent to CEOs, founders, VPs of sales, and other executives to understand why some emails get forwarded to procurement teams while others get deleted in three seconds. The difference isn't luck. It's science. The 8...

Can you get a business credit card with no personal guarantee? Running a business is a stressful pursuit, especially if you have to put up a personal guarantee to get your business credit card. When you personally guarantee your company's credit card debt, you’re responsible for repaying it if your business can’t. That’s what makes business credit cards with no personal guarantee so attractive: The business, not the owner, is responsible for all debts. This creates a clear...

America’s most expensive housing markets in 2025 As of May 2025, the median home sale price in the U.S. hit $368,751. But in some metro areas, it’s standard for single-family homes to sell for over $1 million. In these high-cost areas, price swings may carry major consequences, such as putting existing homeowners at risk of losing equity or potentially pricing out hopeful homebuyers. At the same time, wider trends over the past few years can help both residents and local gov...

Feeling off? It might be dehydration There’s a reason why you see colorful, trendy water bottles everywhere: Water is good for your body. But did you know it might also be the key to your emotional balance? It’s easy to blame a bad mood on stress, lack of sleep, or having just a “weird day.” But there’s one common culprit that often flies under the radar: dehydration. It can cause irritability, fatigue, anxiety, and even foggy thinking. What’s worse, most of the time, peopl...

The most dangerous roads on Labor Day Weekend If Labor Day weekend is anything like last year, more than half of all Americans will travel over the holiday weekend. Drivers should be diligent when hitting the road, as the holiday is one of the most dangerous days of the year for driving. Using data from the National Highway Traffic Safety Administration, researchers at TruckInfo.net discovered a few worrying trends for Labor Day drivers. Drunk driving is a major issue over Lab...

What you need to know about medical debt and your credit report If you are confused about whether medical debt appears on credit reports, join the club. The truth is, even credit experts are struggling to keep up, as government edicts and judicial decisions bounce the issue back and forth like a tennis ball. So how exactly are consumers supposed to keep up? “Many are confused and worried about how medical debt will affect them,” says Beverly Harzog, author of books like “Co...

Falling for pumpkin spice: A fan favorite returns to aisles early this season While we’re still in the thick of summer, many are already looking forward to what they consider the best time of year: pumpkin spice season. This iconic fall flavor often makes its debut while it’s still technically summer, which inspired Instacart to explore how popular pumpkin spice products are nationwide and when they’re showing up in carts. Pumpkin Spice Seasonality If it feels like pumpk...

The best healthy lunches at fast-casual chains, ranked by nutritional data When you're caught up in a busy workday, a quick and healthy lunch from a nearby fast-casual salad or bowl chain can be a lifesaver. Unlike traditional fast food chains, fast-casual restaurants offer consumers freshly prepared, higher-quality food. They operate in an informal setting, with counter service to keep things speedy for the nine-to-five crowd. While the salads and sandwiches offered at these...

Your doctor is probably using AI and you might not even know it Would you trust AI with your healthcare? Millions of Americans already do—and they may not even realize it. In exam rooms across the country, doctors are now using artificial intelligence to transcribe appointments, summarize patient data, and surface clinical insights. The result? More time looking patients in the eye, less time looking at screens. And in many cases, more focused, more personal care. I...

Does a seatbelt ticket affect insurance? Seatbelt laws exist to keep drivers and passengers safe. While wearing a seatbelt is second nature for many, there are still times when people forget, or in rare cases, choose not to buckle up. In most states, failing to wear a seatbelt can result in a ticket. But beyond the fine itself, many drivers wonder if a seatbelt ticket will also raise their car insurance quotes. The answer depends on a few factors, including the type of...

$50 a week for 40 weeks: How no-strings cash changed the lives of teens NEW ORLEANS — Kapri Clark used the $50 to help pay for her braces. Lyrik Grant saved half of it and used the rest for dance classes. Kevin Jackson said he squandered the cash on wings, ride shares for dates, and some DJ equipment he later tossed. For the past five years, Clark, Grant, Jackson, and hundreds of high schoolers in New Orleans have shopped — or saved — as part of a project to explore what...

Understanding electric vehicle financing and loans If you’re interested in purchasing an electric vehicle and curious about financing options, you’ve come to the right place. CarMax shares answers to your top questions about EV financing and loans so you can make an informed decision when purchasing an electric vehicle. 3 Key Takeaways - EV Loan Basics: Tailored for electric vehicles, EV loans may offer lower rates and longer terms compared to regular car loans. - How EV Fin...

Where cash is king: States with the most all-cash home sales How common are all-cash home sales? The mortgage process hasn’t gotten any faster, but buyers in some markets have, HouseCashin reports. Some 27% of all real estate transactions are all-cash deals, according to an analysis of ATTOM data by New American Funding. That means when a homeowner is ready to sell, the buyer doesn’t always need a mortgage preapproval, but rather just wire transfer details, an escrow acc...