Santa Monica Observer - Community, Diversity, Sustainability and other Overused Words

Articles written by rusty gleer

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Swiss Immigrant Who Never Worked In US Asks About Social Security

Dear Rusty: I am originally from Switzerland. I moved to the States, got married in 2012, and became a US Citizen in 2016. I never worked in the United States but have 44 years of Social Security...

 

How are Social Security Benefits Taxed?

Ask Rusty – Will My Social Security Benefits Ever Be Non-Taxable? Dear Rusty: If we take our Social Security at our full retirement age (66 years and 6 months for both of us) and we both continue...

 

How Much Social Security Am I Going to Receive?

Ask Rusty – Will I Have Any Social Security Benefits? Dear Rusty: I'm 60 years of age and wonder if I will have any Social Security retirement benefits. After all, I did purchase them. Signed:...

 

Learn How to Maximize Spousal and Survivor Benefits

Ask Rusty – Is My Analysis of my Wife's Social Security Correct? Dear Rusty: I am 63 and my wife is exactly 4 ½ years younger than me to the day. I plan to file for Social Security when I tur...

 

What Happens to Social Security Benefits Withheld Due to the Earnings Limit?

Ask Rusty – How Do I Get Back Benefits Withheld Due to the Earnings Limit? Dear Rusty: If I work and take Social Security before my full retirement age, how can I find out how I will be paid back...

 

If I Have Medicare Advantage, Why Do I Need Medicare Part B?

Ask Rusty – I Have Medicare Advantage - Why Is a Medicare Premium Deducted from my Social Security? Dear Rusty: My wife and I have a Medicare Advantage Plan, and we do not use Medicare for our...

 

Will a Cut In Pay Reduce My Social Security Benefits? Could early retirement be a better alternative?

Dear Rusty: I recently took a big pay cut in my job. Several older friends have advised that I not continue to work much longer in this reduced paying job because it will affect my Social Security...

 

Should I Take Social Security if I Don't Need It?

Ask Rusty – Should I Take Social Security Even If I Don't Need It? Dear Rusty: I am 66 years plus 8 months old, am still working making six figures, and can support myself. I'm a healthy, self-emplo...

 

If I Have Veterans Administration Health Coverage, Should I Get Medicare Part B?

Ask Rusty – I Have VA Coverage; Should I Get Medicare Part B? Dear Rusty: I am a 74 year old veteran enrolled with the VA. I have never had Medicare Part B. Should I? My only source of income is Soc...

 

How to Apply for Social Security: Step by Step Instructions

Ask Rusty – How Do I Apply for Social Security Benefits? Dear Rusty: I would like some advice concerning Social Security. In January I will be 62.5 years old. I was laid off two years ago and have...

 

Man with Foreign Pension Wants His Social Security Windfall Reduction Back - He Won't Get It

Ask Rusty – Social Security's WEP is Unfair – I Want My Money Back! Dear Rusty: How can a foreign company pay into the US Social Security system? I worked in Barbados before I immigrated to the...

 

When is it Best to Collect Your Social Security Survivor Benefit

Ask Rusty – Should I Take My Widower Benefit Now? Dear Rusty: I lost my wife 7 years ago. I was told that I could possibly collect 30 to 35% of her benefit as a widower benefit when I turned 60. I...

 

How do Congressional Pay Increases Compare to Cost of Living Increases for Social Security?

Ask Rusty – About Computing COLA and Congressional Pay Increases Dear Rusty: What determines the amount of the cost of living increase for Social Security as compared to the cost of living increase...

 

Medicare Part B Explained: Where Do They Get That Premium From?

Ask Rusty – Why Is My Medicare Part B Premium So High? Dear Rusty: Social Security is deducting $297 per month for my Medicare Part B coverage. I have what's called a "Windfall Elimination...

 

I'm Still Working But My Social Security Benefit isn't Rising

Ask Rusty – About Paying SS Tax While Still Working Dear Rusty: Upon being let go in 2009 at age 65 from my full time job of 30 years, I immediately applied for Social Security for my wife and I to...

 

How to Plan Your Social Security if You Have a Long Life Expectancy

Ask Rusty – Is Waiting until 70 Still the Best Plan to Maximize Social Security? Dear Rusty: My wife started her Social Security at 62 in March 2017 and I filed a Restricted Application to collect...

 

Social Security Would Go Broke if They Didn't Tax Benefits

Ask Rusty – Is Taxing Social Security Fair? Dear Rusty: Taxing Social Security benefits isn't fair. It would benefit everyone if seniors could earn as much as possible without having their Social Se...

 

How to Apply for Social Security: the Basics

Ask Rusty – About the Basics of Applying for Social Security Dear Rusty: I am planning to apply for Social Security in May of 2022 and would like to understand how to file. I will be taking it when...

 

How Long Does it Take to Recoup the Social Security You Paid into the System?

Ask Rusty – If I Die, What Happens to the Social Security Taxes I Paid? Dear Rusty: I have heard that when my wife and I pass, the government keeps all we have paid into social security. Is this...

 

Why is My Social Security Cost of Living Increase Different From Everyone Else's?

Ask Rusty – Is My COLA Increase Based on My Current SS Benefit? Dear Rusty: I started collecting SS when I turned 70 to maximize my income. One factor that is never mentioned is that the annual...

 

Is the Social Security Fund Going to Dry Up and Will I Lose My Benefits?

Ask Rusty – Will My Social Security Be Reduced in the Future? Dear Rusty: I started Social Security about 2 years ago and I thought that the monthly benefit amount stated to me by Social Security...

 

Will Retiring Early from Work Affect my Social Security Benefit?

Ask Rusty – Will Retiring Early from Work Affect my Social Security? Dear Rusty: I stopped working at age 55, well before my full retirement age of 66 years and 10 months. I had over 35 years workin...

 

Your Expected Social Security Payout Will Depend in Part on Cost of Living Projections

Ask Rusty – About Including "COLA" in Benefit Projections Dear Rusty: In your reply to "Confused Senior" about when to claim Social Security benefits, I noticed that you did not take into account...

 

When is it Best to Wait Until Age 70 to Claim Social Security?

Ask Rusty – Is It Always Best to Wait Until Age 70 to Claim Social Security? Dear Rusty: I'm 66 years old and still (self) employed as a home builder. I have not taken Social Security benefits yet,...

 

Paying Social Security Now Will Not Increase Your Social Security Payment Later

Ask Rusty – Will Paying Social Security Tax Now Increase My Benefits later? Dear Rusty: I started drawing my benefits at age 62 due to being laid off from my job at age 60. I have continued working...

 

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