Articles written by Rusty Gleer
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Dispelling Rumors of Social Security's Demise
Ask Rusty – Will Social Security Be There for Me? Dear Rusty: I am 56 and hope to hold out to get maximum Social Security at age 70. However, with all of the talk of Social Security funds being...
U.S. Government Using Private Company to Confirm ID, Then You Start Getting Advertisements and Offers
Ask Rusty – About Difficulty with Social Security's Sign-in Process Dear Rusty: Last month I tried to contact Social Security who never picked up a phone on their end. The same with the IRS. When I...
Social Security's Earnings Limit: What Kind of Income Counts Toward it?
Ask Rusty – What Counts for Social Security's Earnings Limit? Dear Rusty: I retired on February 1st of this year (2022). I collect a pension from my employer plus a union pension, as well as Social...
Can I Get Social Security Survivor Benefits While Still Working?
Ask Rusty – Can I Get Survivor Benefits While Still Working? Dear Rusty: I lost my wife several years ago and I qualified for Social Security Spousal benefits. Unfortunately, because of my income,...
Retired Federal Employees May Get Reduced Social Security Benefit
Ask Rusty – Retired Federal Employee Has Small Social Security Benefit Dear Rusty: When I started getting Social Security at 62, I was told by the SS office I would get a smaller monthly amount...
Social Security Benefits for the Working Widow
Ask Rusty – Can A Working Widow Collect Survivor Benefits? Dear Rusty: I'm 63 and still employed. My husband passed away 7 years ago at the age of 58. Am I able to collect my husband's Social Securi...
The Simple Guide to Medicare
Ask Rusty – For Some Simple Guidance About Medicare Dear Rusty: I'm nearing 68 years old, have never signed up for Medicare but thinking that I should look into it. I'm currently covered by my...
Social Security if You're 70 and Still Working
Ask Rusty – How Do I Avoid Pitfalls and Get Maximum Social Security? Dear Rusty: I turned 70 in June of this year and want to start receiving benefits. I am currently working full time as well. I...
When Is My Wife Eligible for Full Survivor Benefits?
Ask Rusty – When Is My Wife Eligible for Full Survivor Benefits? Dear Rusty: I heard my spouse will get 100% of my Social Security when I pass if she is at her full retirement age (FRA), which is...
How to Collect Your Social Security if You Want it As Soon as Possible
Ask Rusty – How Do I Get My Social Security As Soon As Possible? Dear Rusty: I am a few weeks away from my 61st birthday in November 2022. I was wondering how far in advance of my 62nd birthday...
How to Handle an Overpayment Notice from Social Security
Ask Rusty – How Do I Handle an Overpayment Notice from Social Security? Dear Rusty: Things have gone good for me until now. I got a job and have enjoyed going back to work after being retired. But...
A Disabled and Divorced Veteran Wants to Know her Social Security Benefits Available
Ask Rusty – Veteran Asks About Disability and Ex-Spouse Benefits Dear Rusty: I am a military veteran with a total & permanent disability. I was married for over ten years to a military man who...
Can You Apply for Spousal Social Security Benefits Only While Allowing Your Own Benefits to Grow
Ask Rusty – About the "Restricted Application for Spousal Benefits Only" Dear Rusty: You wrote an article about a man who was collecting spouse benefits but was applying for his own benefit at age...
Young Widow Cannot Yet Collect Social Security Survivor Benefits
Ask Rusty – Younger Widow Asks About Collecting Survivor Benefits Dear Rusty: My husband died several years ago in 2019. It is my understanding that I should be receiving some portion of his Social...
Wife Cannot Claim Spousal Social Security Benefit Before Claiming Her Own
Ask Rusty – Can My Wife Claim a Spouse Benefit First? Dear Rusty: I have been getting Social Security since age 66. My wife turned 62 in June. We are thinking of taking her spouse benefits on my rec...
Is Your Wife Eligible for Spousal Benefits Right Now?
Ask Rusty – What Are My Wife's Benefits While I'm Living and as My Widow? Dear Rusty: I will be 70 in January and my wife will be 65 in February, at which time we will both go on Medicare. I am curr...
Reached Full Retirement Age? Apply for Social Security ASAP Even if You're Still Working
Ask Rusty – I'm 78 and Still Working; Should I Apply for Social Security? Dear Rusty: I am 78, still working, have a good healthcare plan and I make a nice salary. Can I still get my Social...
How are Social Security Survivor Benefits for Wife and Ex-Wife Calculated?
Ask Rusty – What Do My Wife, and my Ex-wife, Get If I Die? Dear Rusty: I am a 77 year old married male. I am retired and started drawing Social Security at age 66, and my monthly amount is a little...
Can You Collect Social Security Early While You're Working
Ask Rusty – About Working While Collecting Early Benefits Dear Rusty: How much would be withheld from my social security benefits? I am 62 and can claim about $1,900 a month now. I'm still working,...
Can I Claim My Own Social Security Benefit After Claiming Spousal Benefits?
Ask Rusty – I'm Getting Spouse Benefits – What Happens to My Own? Dear Rusty: I was born in late 1951. When I retired 5 years ago, I was made aware that my own Social Security benefit was less...
What is Supplemental Security Income and Who is Eligible
Ask Rusty – Can My In-laws Get Supplemental Security Income? Dear Rusty: I am wondering what the income limit is for Supplemental Security Income (SSI) eligibility. My in-laws are in their 70's....
When Must You Pay Income Tax on Social Security Benefits?
Ask Rusty – Must I Pay Income Tax on Social Security Benefits? Dear Rusty: I do not recall the rules on my income tax obligation for Social Security benefits. Can you please explain these rules to...
What to Do with That Social Security Check After a Spouse Dies
Ask Rusty – Will My Husband's Benefits Continue After He Dies? Dear Rusty: My husband is 65 and I am 55. He has recently been diagnosed with terminal lung cancer. My question is, will I continue...
Factors to Consider in Collecting Social Security Survivor Benefit
Ask Rusty – Can a Widower Get Full Survivor Benefits Early? Dear Rusty: My wife passed from COVID-related heart disease in 2020, just short of her 65th birthday. I will be 66 in May 2023. Do I have...
Social Security Adjusts Benefits If You Continue to Work
Ask Rusty - I'm Working; Why Hasn't My Social Security Benefit Increased? Dear Rusty: I will be 72 in July. I started taking my Social Security at age 64 after a job loss and other items that came...