Articles written by Rusty Gleer
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What are Delayed Requirement Credits and How Do They Affect Your Social Security Payout?
Ask Rusty – Why Is my Age 70 Benefit not Higher Than My January Amount? Dear Rusty: I plan to retire in 2025 (the year I turn 70). Given that I'm still working, I'm delaying my Social Security...
Has Congress Stolen Social Security Money?
Ask Rusty - What About All the Money Congress Stole from Social Security? Dear Rusty: Is there any way that Congress will vote to pay back the Social Security funds they took for their stupid reasons,...
Earn Too Much and Social Security Will Withhold Payments
Ask Rusty – Why is Social Security Withholding My Monthly Payments? Dear Rusty: I have been working since I started collecting Social Security when I turned 62. Last year I was apparently overpaid...
How does Military Service Affect Your Social Security Benefits?
Ask Rusty – I'm a Veteran. How Do I Get My Extra Social Security? Dear Rusty: As a military veteran, I was told that the final amount of my Social Security should be a little higher as a reward for...
Collecting Spousal Benefits in Social Security is Tricky
Ask Rusty – When Should My Wife Claim Her Social Security Benefits? Dear Rusty: My wife turns 65 in November of 2023. She was born on 11/21/1958. I am a year younger with an 8/1/1959 birthdate. I...
How State Pensions Can Affect Your Social Security Benefits
Ask Rusty – My State Pension Eliminated My Social Security Survivor Benefit Dear Rusty: My husband of 21 years died in January 2022 at the age of 70. We were both retired at the time of his death, a...
Why Can't I Collect Social Security Survivor Benefits from My Deceased Wife?
Ask Rusty – Why Can't I Collect Survivor Benefits from My Deceased Wife? Dear Rusty: I am a 62 year old widower that is still working full time. While my late spouse was in hospice, I was able to...
When Do I Need to Pay Taxes on My Social Security Benefits?
Ask Rusty – About Income Tax on Social Security Benefits Dear Rusty: I just started receiving my Social Security in February of 2023. I am also working part time at a company 24 hours a week. My...
What Are the Tax Consequences of Working After 80 Years Old?
Ask Rusty – Will Work Earnings Affect My Social Security at Age 80? Dear Rusty: I am 80 years old, and I receive monthly Social Security benefits, but I'm thinking about returning to work. At this...
Social Security: Survivor Benefits Vs. Spousal Benefits - There is a Difference
Ask Rusty – About "Survivor" Benefits vs. "Spousal" Benefits Dear Rusty: I will be 70 in August and will file my application for benefits in May. I know I'll get my maximum possible amount at age...
How do Earnings Limits Work Regarding Social Security?
Dear Rusty: My 62nd birthday is in late August of this year. I would like to start collecting Social Security, but after reading about the need to keep my earnings less than $21,240 in the first year...
Dispelling Rumors of Social Security's Demise
Ask Rusty – Will Social Security Be There for Me? Dear Rusty: I am 56 and hope to hold out to get maximum Social Security at age 70. However, with all of the talk of Social Security funds being...
U.S. Government Using Private Company to Confirm ID, Then You Start Getting Advertisements and Offers
Ask Rusty – About Difficulty with Social Security's Sign-in Process Dear Rusty: Last month I tried to contact Social Security who never picked up a phone on their end. The same with the IRS. When I...
Social Security's Earnings Limit: What Kind of Income Counts Toward it?
Ask Rusty – What Counts for Social Security's Earnings Limit? Dear Rusty: I retired on February 1st of this year (2022). I collect a pension from my employer plus a union pension, as well as Social...
Can I Get Social Security Survivor Benefits While Still Working?
Ask Rusty – Can I Get Survivor Benefits While Still Working? Dear Rusty: I lost my wife several years ago and I qualified for Social Security Spousal benefits. Unfortunately, because of my income,...
Retired Federal Employees May Get Reduced Social Security Benefit
Ask Rusty – Retired Federal Employee Has Small Social Security Benefit Dear Rusty: When I started getting Social Security at 62, I was told by the SS office I would get a smaller monthly amount...
Social Security Benefits for the Working Widow
Ask Rusty – Can A Working Widow Collect Survivor Benefits? Dear Rusty: I'm 63 and still employed. My husband passed away 7 years ago at the age of 58. Am I able to collect my husband's Social Securi...
The Simple Guide to Medicare
Ask Rusty – For Some Simple Guidance About Medicare Dear Rusty: I'm nearing 68 years old, have never signed up for Medicare but thinking that I should look into it. I'm currently covered by my...
Social Security if You're 70 and Still Working
Ask Rusty – How Do I Avoid Pitfalls and Get Maximum Social Security? Dear Rusty: I turned 70 in June of this year and want to start receiving benefits. I am currently working full time as well. I...
When Is My Wife Eligible for Full Survivor Benefits?
Ask Rusty – When Is My Wife Eligible for Full Survivor Benefits? Dear Rusty: I heard my spouse will get 100% of my Social Security when I pass if she is at her full retirement age (FRA), which is...
How to Collect Your Social Security if You Want it As Soon as Possible
Ask Rusty – How Do I Get My Social Security As Soon As Possible? Dear Rusty: I am a few weeks away from my 61st birthday in November 2022. I was wondering how far in advance of my 62nd birthday...
How to Handle an Overpayment Notice from Social Security
Ask Rusty – How Do I Handle an Overpayment Notice from Social Security? Dear Rusty: Things have gone good for me until now. I got a job and have enjoyed going back to work after being retired. But...
A Disabled and Divorced Veteran Wants to Know her Social Security Benefits Available
Ask Rusty – Veteran Asks About Disability and Ex-Spouse Benefits Dear Rusty: I am a military veteran with a total & permanent disability. I was married for over ten years to a military man who...
Can You Apply for Spousal Social Security Benefits Only While Allowing Your Own Benefits to Grow
Ask Rusty – About the "Restricted Application for Spousal Benefits Only" Dear Rusty: You wrote an article about a man who was collecting spouse benefits but was applying for his own benefit at age...
Young Widow Cannot Yet Collect Social Security Survivor Benefits
Ask Rusty – Younger Widow Asks About Collecting Survivor Benefits Dear Rusty: My husband died several years ago in 2019. It is my understanding that I should be receiving some portion of his Social...
